Appreciated Securities

Securities and mutual funds that have increased in value and been held for more than one year are popular assets to use when making a gift to the YMCA OF GREATER RICHMOND. Making a gift of securities or mutual funds offers you the chance to support our work while realizing important benefits for yourself.

When you donate appreciated securities or mutual funds in support of our mission, you can reduce or even eliminate federal capital gains taxes on the transfer. You may also be entitled to a federal income tax charitable deduction based on the fair market value of the securities at the time of the transfer.

Securities are most often used to support our work in the form of:

An outright gift. When you donate securities to the YMCA, you receive the same income tax savings that you would if you wrote a check, but with the added benefit of eliminating capital gains taxes on the transfer, which can be as high as 20%.

A transfer on death (TOD) account.* By placing a TOD designation on your brokerage or investment account, that account will be paid to one or more persons or charities after your lifetime.

Additional ways to fund your gift:

• A gift in your will or living trust.
• A donor advised fund.
• A memorial gift.
• An endowed gift.
• A charitable gift annuity.
• A charitable remainder trust.
• A charitable lead trust.

*State laws govern transfer on death accounts. Please consult with your bank representative or investment advisor if you are considering this gift.

To complete your gift, please follow the instructions below.

Transfer Stock to the YMCA account:

The Westham Group at Morgan Stanley
Nancy Russell, First Vice President, Financial Advisor
(804) 644-1101
Account Number: 522-054068-028
DTC Number: 0015
YMCA of Greater Richmond Tax ID: 54-0505986

Contact us with the following information to identify your gift:

Donor Name:
Name of company whose shares you are donating:
Number of shares:
Transfer date:
Broker Name:
Broker Contact Info:

Once we receive notification of the successful transfer of your stock gift, we will send an acknowledgement of the gift for your tax purposes.

For additional information, including details regarding gifts of mutual funds, bonds, depreciated stock, or shares held for less than one year, please contact Matthew Rose at (804) 474-4338 or at rosem@ymcarichmond.org. We are so grateful for your gift, and for your support of the YMCA of Greater Richmond.